Good Reasons to borrow from NE First Credit Union


Providing loans to Members is one of the main functions of NE First Credit Union. We encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. There are no hidden charges or fees.



Regular savings is a good idea and is recommended by NE First Credit Union. You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’. There is an annual dividend on savings.



NE First Credit Union also offers free life insurance on savings and loans.There is no need to worry about what happens to an outstanding debt in the event of your death as all credit union members have free life cover on their loans as well as their savings.


NEFirst Credit Union is proud to work in partnership with Durham County Council in the Durham Savers project which aims to prevent families falling into poverty and to help those in poverty to move out of poverty. The project fosters partnership between the credit union and a huge range of service providers because finance is at the heart of difficulties for families when nearly a quarter of children in the county live in poverty.  Moving the culture away from a dependence on high cost credit and toward affordable, ethical and accessible savings and borrowing connects with families’ needs in housing, health, advice and support.  The Durham Savers project enables NEFirst to offer services to more children and families so that we can all become Durham Savers.

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