NEFirst Debit Card – The Change Account

We’re delighted to introduce the Change Account to our members, with a discounted monthly fee exclusive to Credit Union members.

The Change Account
is a new form of transactional account,
designed to simplify your finances

Your Change Account Features at a glance

  • Full transactional capability
  • Prepaid Debit Mastercard
  • Change Account Wallets for effective budgeting
  • Direct Debits
  • Online and mobile banking
  • Transparent costs
  • Scheduled payments
  • Gentle payment alerts
  • Joint account facility
  • No overdraft or credit facility
  • No credit check
  • Rewards programme
  • Faster payments




  • Card and registration FREE
  • Monthly management fee £2.00
  • ATM withdrawal £0.70
  • Direct Debits/Standing Orders £0.50
  • Unpaid Direct Debit FREE
  • Faster Payments £0.50