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Declaration and Agreement

Privacy Statement: NEFirst Credit Union Ltd (NEFCU) is committed to protecting our members’ privacy. In accordance with the General Data Protection Regulation (GDPR) requirements, we may process, store and share your personal data for reasons including setting up and managing your account(s) with us, and fulfilling our legal obligations.

Our Privacy Notice sets out the lawful basis and specified purpose on which any personal data we collect from you, or that you provide to us, will be processed by us. It also sets out your rights under GDPR.

We will use credit reference agencies (CRAs) to help us make decisions about your application. The identities of the CRAs, and the ways in which they use and share personal information, are explained on their websites: CallCredit Equifax Experian
By confirming your agreement to proceed you are accepting that we may use your information in this way.

Statement of Insurability: I declare that to the best of my knowledge and belief, I do not have a life threatening condition. I understand that making a false declaration may affect any insurance claim.

I understand that my Loan Agreement will be shared with the University of Durham and that any tuition fees borrowed from NEFirst Credit Union will be paid directly to the University after I have registered for my programme. My personal circumstances will NOT be shared with the University without my permission.

I declare that the information I have given on this form (including the reverse) is, to the best of my knowledge and belief, accurate and full information. I understand that the provision of false information is fraud and that the credit union may take appropriate action if I am found to have deliberately provided false or misleading information. I authorise NEFCU to make any credit reference or other enquiries in accordance with their normal procedures in connection with this application.

I agree that if I default on repayments, information about my loan may be passed on to the Department for Work and Pensions for their consideration of deductions from the benefits that I am or will become entitled to.

NEFirst Credit Union

Tel: 0330 055 3666